Short Essay on My Favorite Teacher free essay sample

The economist of the countries decides one line which is known as the poverty line and the one who falls below this poverty line are being considered poor. Poverty is on its peak when it comes to the Asian Countries and most importantly when it comes to the subcontinent. India being so advanced, modernized and developed is still having barriers of poverty and is one of those countries where the poverty is on its peak. Pakistan is also feeling the heat from this curse and poverty in Pakistan is also very much high. There are so many reasons which have contributed in this cause when we analyze the economic condition of Pakistan. The extreme terrorism, natural disasters, political instability and high inflation has played its vital role in making this poverty dragon more giant and devastating. When people are considered to be under poverty, this is the major issue. In Pakistan there are more than 37% people who fall below the poverty line that means their daily earning is less than 2 dollars which makes them less than 60 Dollars a month. We will write a custom essay sample on Short Essay on My Favorite Teacher or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The people on Pakistan are being considered poor when they are unable to get access and advantage form the basic necessities of life. These basic necessities include food, education, cloth and shelter. If an individual does not have good food to eat, or he don’t have such resources to make his children study and provide them education, if he don’t have good and new clothes to wear and at the same time he does not have shelter or roof over his head is considered as poor and is being rated below the poverty line in Pakistan. Once the poverty increases it gives birth to several correlated problems and social issues. If the basic necessities of life are beyond the reach of people than they will surely adopt and select illegal and unethical way of earning that might include begging, theft, stealing and even robbery. This effects the law and order situation of the country. So it is very much important to address this problem of poverty on high priority so that it should be resolved before it becomes the national issue

The Purpose of the Samples of Beginning Essay

The Purpose of the Samples of Beginning EssayThe purpose of the samples of beginning essay is to show you what sorts of writing skills you are lacking or to show you what sort of writing is in style for your course. There are some writers who can see these samples of beginning essay and find their own style, but you have to be careful that you don't become a 'copywriter' and end up selling your work and confusing your potential employers.First of all, you need to realize that these writing samples are not real writing samples. The reason why is that the writer did not take the time to sit down and read the same examples of beginning essay they use every day. Of course, that doesn't mean that you shouldn't pick up the writing samples at all.What you want to do is to start by thinking about how you can tweak or modify the examples of beginning an essay in your own essay. Remember that this sort of essay isn't just written from one standpoint and in one style. You have to be aware of al l of the elements that are present in this type of writing, and what the most important ones are.You might be surprised to learn that the best way to approach samples of beginning essay is not to simply copy the examples as they come. Instead, you want to think about what makes this sort of writing unique and interesting. There are so many different aspects of writing that you might not even realize that they are relevant to the topic of your essay.Another thing you will want to keep in mind is that you don't have to use the samples of beginning essay that comes with the course. In fact, you might want to do quite a bit of research and try to find the very best examples on your own. A large part of the reason that some writers start off by picking up samples of beginning essay and adapting them is that they just aren't using all of the great things that they could be using.It is important to remember that there are many examples of beginning essay out there that aren't made with rea l people in mind. This means that the writers may have gone through a lot of trouble to come up with an example, but they might not have paid attention to the kind of personality that the writer would carry throughout the essay. A good example is going to show you how the writer handles themselves in various situations, but you should know the traits that you want to take into account when you are writing about someone else.If you are looking for samples of beginning essay to give to your teacher, then you should make sure that you are looking for some that is made with real people. The reason why this is important is because the more real-life examples you have, the better chance you have of getting it right. There is no point in trying to write an essay that isn't based on the people that you interact with.The point of looking at samples of beginning essay is to help you identify your weaknesses and strengths. It is a simple enough concept to understand and think about, but you wi ll need to keep in mind that there are a lot of variations in the types of writing that you need to be able to adapt. You may not want to focus too much on this step in the beginning, but once you are clear on what your strengths and weaknesses are, you will want to make sure that you stay true to yourself and your writing style.

10 Best Mobile Apps to Learn English

10 Best Mobile Apps to Learn English 10 Best Mobile Apps to Learn English 10 Best Mobile Apps to Learn English By Ali Hale If you’re learning English as a second language, you might want some extra help and support beyond your regular lessons. Alternatively, you might decide to dispense with lessons altogether and learn from websites or apps. There are loads of great apps out there, whether you want an entire course of tuition or simply a bit of help. Some are free (and all will at least have a free trial), so do try out a few different ones: they all take slightly different approaches, and some are great for specific styles or learning or for different needs. These are ten of the best, ordered alphabetically: #1: Babbel (Android and iOS) Babbel offers bite-sized English lessons, which are connected to one another and work progressively to build up your knowledge. The lessons are engaging and aimed at beginner to intermediate students. Cost: Varies, but if you want to pay monthly, it’s $12.95/month. Pros: Great way to learn the basics, without spending a huge amount of time. Works by getting you to match words to the appropriate images, and will repeat words the next day if you make a mistake (or immediately if you make a mistake more than once). Has lots of conversational language that you’re likely to use in real-life situations. Cons: A bit more expensive than many other alternatives. Free trial is restricted to just one lesson, which you may not feel is enough to get a good sense of whether you’ll get on well with the app or not. #2: Beelinguapp (Android and iOS) This app is designed to help you to read English texts (and to some degree to help you with listening to spoken English). It takes an innovative approach, compared with most other language-learning apps: it shows books and other texts in your native language plus English, side by side, and reads out the English for you too. Cost: Free, but you’ll need to pay for access to many of the longer texts. (You can pay about $1 per text, or $1.99 for monthly membership, or $24.99 to remove all ads and unlock all current and future texts.) Pros:   The audio recordings are from native speakers: they’re not machine-generated. If you want to improve your pronunciation, this is a great and fun way to do so. The texts include novels, but also fairy tales, news stories, and science papers. If you’re studying English literature or other texts, this app could help you feel more confident reading in English. You might even find it helpful if you’re learning to translate from your native language into English, or vice versa. Cons: Pricing plans are a little complex, and it might be tricky to work out the best deal. Focuses on reading comprehension; you may want to pair this with another app to help you with speaking English. #3: BBC Learning English (Android and iOS) The BBC Learning English app simply brings together lots of different lessons into one place. It includes transcripts and quizzes, and you can watch the videos with subtitles. The lessons appear on the app before they arrive on the website, and there’s new content every weekday. Cost: Free, with no ads. Pros: Great way to watch the BBC’s most popular programs aimed at English learners (you can find the full list, and the publishing schedule, on their website here). If you already enjoy the BBC’s content online, this is a handy way to get it on your mobile device. Lessons are short and bite-sized (normally 2 -6 minutes), so they’re easy to take in. There are no ads or â€Å"pro† options: this app is completely free. Cons: The quizzes are scored, but there aren’t other â€Å"game† type elements, so if you’re used to apps like Duolingo, you might find this harder to stick with. Some users reported difficulties with the interface of the newest version of the app. #4: Duolingo (Android and iOS) You’ve almost certainly heard of Duolingo, which can help you learn a large number of languages, including English. It’s designed to be fun (and addictive!) with bite-sized lessons and a system where you earn points for correct answers and â€Å"level up† once you’re doing well enough. You can earn virtual coins, unlock new levels, and see your â€Å"fluency score† rise. Cost: Free, but if you want to remove ads and download courses to use offline, you’ll need to pay for Duolingo plus, which is $6.99/month. Pros: It’s designed to be fun and work like a game, so if you enjoy playing games on your mobile phone, this could be a great way to learn while you’re doing so. The interface is slick and well designed. Many, many people use Duolingo it’s hugely popular around the world and is even used in many classrooms for language learning. Cons: A number of people have criticised it for using unrealistic computer-generated sentences that won’t particularly help you in real life situations. Duolingo is monetized, in part, by selling user translations of web content you may not feel happy about this. #5: FluentU (Android and iOS) FluentU takes a different approach to language learning, using videos sourced for YouTube with captions so you can immerse yourself in hearing and understanding the language. It’s available for a number of other languages as well as English, too. Cost: Free trial, then $30/month (which includes all languages). Pros: It’s easy to use, and you can commit as much or as little time as you want †¦ many videos are just a minute or two long. You can easily pause the video player to look up words or even get example sentences. If you enjoy watching YouTube videos, then this is a great way to do so while also learning English. Cons: No requirement to speak or write the language: this is fine for passive learning but you’ll want to use another app or method to do more active learning. FluentU is expensive compared with other apps, especially if you want to learn just English (rather than several of the other languages included too). #6: Hello English  (Android and iOS) This beginner-friendly app has instructions in your native language (with 22 different languages to choose from here). It’s easy to get started with, and you can select your level of English from â€Å"beginner†, â€Å"intermediate†, or â€Å"advanced†. Cost: Free; the pro version is $59.99/year. You can also make in-app purchases for a wide range of advanced features (e.g. access to live tutors.) Pros: Like many other English-learning apps, it uses features like ranks and levels to keep you motivated. Encourages you to complete lessons and activities each day, which are assigned to you. If you complete all the lessons, you can get bonus coins from extra lessons. Helpline is responsive, even on the free version. Cons: The free version, while extensive, has a lot of ads that you may find quite intrusive. #7: Lingbe  (Android and iOS) Lingbe takes a very different approach to most other language learning apps. Instead of watching videos or matching photos to words, the app connects you with a real native speaker of the language you want to practice (i.e. English). Cost: Free, so long as you’re happy to act as a teacher of your own language too! You can purchase coins to buy minutes to talk with native English speakers. Pros: Really simple to use: press the call button and wait for someone to answer! Great way to practice speaking English if you don’t know any native English speakers. You can use it completely free of charge, so long as you’re willing to reciprocate by talking to people who are learning your language. Cons: Not ideal for complete beginners, as you’ll already need to know at least a bit of English in order to hold a conversation. Only allows voice calls: if you want video calls or the option to text, then try HelloTalk instead. #8: Memrise  (Android and iOS) Memrise is another app with a bit of a difference: it’s a learning platform which has thousands upon thousands of different courses related to language and vocabulary. Most of the courses are created by users, rather than being provided by Memrise itself. Cost: Free (and doesn’t even have ads) at the basic level. You can pay for a Pro version if you want more features, though, which is $9/month. Pros: Loads of courses available †¦ whatever your level and learning style, there’ll be something for you. Uses a â€Å"flashcard† system to help you learn new vocabulary, which is helpful when you’re just beginning to learn English and need to acquire a reasonable amount of new vocabulary. You can even create your own course: teaching English to beginners could be a brilliant way to consolidate your own learning. Cons: There’s not any quality control on courses, so you might need to look through a lot before figuring out which you want to take. Only useful for getting a fairly basic vocabulary: beyond that, you’ll want to move on to another app. #9: MindSnacks: SAT Vocab and Kids’ Vocab  (iOS only) While it’s aimed at US college students rather than people learning English as a second language, mindSnacks is a great app to try out if you’re already reasonably good at English and you want to improve your vocabulary. Like Duolingo, it takes a gaming approach. The SAT Vocab and Kids’ Vocab apps are both fun ones to try. Cost: $4.99 per app (or $19.99 if you want all the MindSnacks apps). Pros: If you’re a native English speaker but want to improve your vocabulary, the Kids’ Vocab and SAT Vocab apps are great ones to try out. There are multiple different games included to keep things interesting as you learn. Fairly cheap compared with some other apps, if you just want to focus on growing your vocabulary. Cons: The Kids’ Vocab app is designed for children, so you might find the interface a bit garish. The free level only gives you access to a small amount of content, so you can’t try it out in any amount of detail before paying. #10: Rosetta Stone  (Android and iOS) Once the most popular language learning software out there, Rosetta Stone has been displaced for many English learners by other software. Many users still find it really useful, though, especially if they’re travelling. The app links with the full version of Rosetta Stone, which isn’t cheap. Cost: Varies, but

The Constitution Essay Example | Topics and Well Written Essays - 250 words

The Constitution - Essay Example On this note, Attorney General Janet Reno requested the Supreme Court to review the decision on Fourth Circuit in Reno v. Condon. (Axelrod 158). According to Axelrod, Condon claimed that the act implicated states sovereignty which granted the state all the powers even those not specified in the constitution (211). Condon also claimed that enforcement of the act would be enjoying the nation and its administrators. He therefore concluded the act to be contrary to the federalism principles of power delegation, between states and federal government as stated in the constitution. Reno court on the other hand found Driver’s Privacy Protection Act to be a general law of applicability. Generally applicable laws are laws that apply to both the state and private companies. Reno court concluded that, it was constitutional for the congress to regulate the states’ activities where a generally applicable law was involved. If initially Condon had successfully won in Reno v. Condon, there would be both social and political repercussions. Socially, crime levels would increase in the society in case information such as home address or social security number falls in the wrong hands. For example, a woman whose data had been disclosed by the state to another state but ended in hand of a stalker was murdered. Exposure of personal details would also result to segregation among the individuals on the bases of financial level, race or even education levels. Politically, the politicians may use the information for their own advantage by identifying the weakness of the states at individual level eventually leading to manipulation. The other state may with time have enough data from the subject state to investigate the economic power of the state and end up taking advantage of the situation (Axelrod 245) Likewise, the Supreme Court ruled that Driver’s Privacy Protection Act was constitutional and it did not violate federalism principles under the

Banking Regulation and Risks Coursework Example | Topics and Well Written Essays - 750 words

Banking Regulation and Risks - Coursework Example One of the reasons for increased leverage generating value for banks is that increased leverage increases the savings from cost of capital obtained from debt funds due to the tax code and subsidized government guarantees. ROE= Net Income/Shareholders Equity ROE can be decomposed to classify the financial drivers of value creation in a company. This is known as DuPont analysis. ROE= Return on assets*leverage Or, ROE= (Net Income/assets)*(assets/shareholders equity) Or, ROE= (Net Income/Revenue)*(Revenue/assets)*(Assets/Shareholders’ Equity) Or, ROE= Net Profit Margin*Asset Turnover*Leverage Thus the three components of ROE is net profit margin, asset turnover ratio and gearing ratio or leverage. The profit margin states the amount of profit made by a bank from its operations. The asset turnover ratio states that how efficient a bank is in using the assets it owns and determines the revenue generated by the bank from its assets. Asset turnover ratio has an inverse relationship w ith net profit margin. The gearing ratio measures the financial leverage and states that how the bank finances the assets it holds, i.e. the amount of assets per pound of shareholders’ equity investment in the bank. Assets are financed by shareholders’ equity and by creditors, and a higher ratio indicates that the bank is getting more finance from the creditors. Thus greater gearing ratio leads to rise in ROE. Illustration: Consider the following data- Revenue= ?29,261millions Net Income= ?4,212millions Assets= ?27,987millions Shareholders’ Equity= ?13,572millions Net profit margin= Net Income/Revenue= ?4,212millions/?29,261millions= 0.1439=14.39% Asset Turnover= Revenue/Assets= ?29,261millions/?27,987millions=1.0455 Leverage=Assets/Shareholders’ equity= ?27,987millions/?13,572millions= 2.0621 ROE= 0.1439*1.0455*2.0621= 0.3102 = 31.02% ROE of 31.02% to a bank is a good indicator of growth. Still, if a bank decides to not to take leverage so as to become d ebt-free, then the ROE drop to 15.04%. Even if a bank decides to assume less leverage than the current, ROE will decrease. Thus, from the above illustration it can be said that ROE can be improved through leverage, i.e. leverage is important for the rise and improvement of ROE. Answer 2. Northern Rock, the UK Bank was the most high-profile casualty of the credit crisis of 2007, as in September 2007 the bank suffered run from its depositors. Northern Rock Building Society, a British Bank was formed in 1997 when the society floated on the London Stock Exchange. The bank specialized in mortgage business, and 90% of the assets of the bank were residential mortgages. Rise in growth, profitability and market value was noticed in the bank’s performance since 2001. The shareholders of the bank were benefitted and the management informed that the business model of the bank was effective in bringing about cost control, high quality asset growth, and competitive products with innovative products and transparency. The following graph summarizes the key growth rates for the years 2001-2006. Source: suerf.org, 2009. The huge gap between risk-weighted assets and total assets made by the extensive regulatory arbitrage raised questions in respect to the quality of assets held by the bank. Due to the aggressive policy of Northern Rock, the bank ended up with a leverage to be the highest in the European sector but the capital that was to serve as a cushion against

Impact of Criminology on the three Strike Law Research Paper

Impact of Criminology on the three Strike Law - Research Paper Example These laws have been implemented in quite an uneven manner and have impacted the financial and population side of prison and have even impacted the way the judiciary was functioning. According to the law, if an individual has conducted a crime once and has been held responsible for committing the crime again, he/she may serve twice the length of jail time he should serve for committing a particular crime. The law further states that if the individual has been held responsible for the third time, he should face sentence period of 25 to life or thrice the amount of jail time he is entitled to for committing a particular crime. The law states that the nature of the crime has to be serious and violent in nature. Crimes that were considered as serious in nature under this law includes: rape, robbery of a house hold while having the intention to conduct an assault and looting a home. 1 This source was used to obtain information about the history of the law and the various components of the law. When three strike laws is not applied, criminals serve 50% of their jail time and are even provided relaxation in jail time due to their good conduct, this law has made it essential for criminals to serve 80% of their jail time. This law even denies the use of alternative correctional programs such as drug therapy programs and sentences criminals to jail. Those who were in the favor of this law stated that this law can save hard earned money of the taxpayers which is spent while a criminal is injected evacuated from the justice system. They even believe that when a criminal is allowed to leave the jail, he causes increased cost for the family of the victims. Those who were against this law, believed that this law was not just and very expensive for the justice system. They believed so because the law was treating criminals of different levels in the same manner. The opponents were right in their analysis because several criminals were held responsible and assigned a jail time of 25 to life for conducting very low level crimes such as stealing bicycles. After the first five years of the passage of the law, the law was highly protested as opponents figured out that only 1% of the individuals who were convicted under this law were murderers and the two thirds of these individuals were those who had conducted small property crimes (Carangelo, 2002, p.57).2 2 This source provides information about the reasons why individuals are against the law and how has the law performed five years after it was passed. Body The main purpose of designing a law such as the three strike law was to ensure that the streets of US were safe without felons who conduct repeated crimes. This law has been greatly exercised in the jurisdiction of California and has experienced heavy criticism since it was accepted as a law during 1993. Researchers, theorists, academic criminologists and attorneys have repeatedly condemned the law as they believe that the law is increase cost, is not j ustified and does not achieve the purpose for which it was made. These laws are recognized as recidivist laws; this means that these laws are created to elevate the amount of penalties for those criminals who continuously commit crime (Walsh, 2007, p.138).3 The jail time that repeat

The Search for Truth in Anton Chekhovs The Cherry Orchard and Sophocle

The scholar is engaged in the interminable quest for truth. The knowledge that one can never understand everything makes a person wise. Ignorance is the assumption that one can understand all about the world around them. An ignorant person is so confident they comprehend the truth, that they are blind to the greater truth. Anton Chekhov and Sophocles deal with the idea of this sinful pride that leads to ignorance in their respective works, The Cherry Orchard and Oedipus Rex. In each drama, certain characters are slapped in the face with the truth; the light is revealed. However, these characters make the connection when it is too late. Their destruction is already destined to become a reality, a horrid fate that could have been prevented. Both Chekhov and Sophocles present the universal theme that an open mind, constantly in search for truth, is the mark of a worthy individual, and prideful stubbornness can only lead to demise. The question must then be asked, what truths are evident in these texts? Oedipus is the proud king of a county called Thebes. However, his country has fallen on hard times as a result of angry gods displaying their wrath. The oracle reveals to Oedipus that the curse shall be lifted when the murderer of the former king is put to justice. As the incriminating evidence piles up against Oedipus, he remains ignorant of the truth that he is the killer whom he seeks. He stubbornly refuses to believe that he cannot escape his fate. Sophocles presents this ironic truth in light and dark imagery. The chorus dramatically demands, â€Å"Artemis, Huntress, / Race with flaring lights upon our mountains / [†¦] Whirl upon Death, that all the Undying hate! / Come with blinding torches, come in joy!† (Sophocles l.198-204). The... ...hile she awaits the news of what happened to the cherry orchard, she is still kidding herself with false hope, ignorant hope. She did not want to see the truth, and now her fate is sealed. Had she opened her eyes, things might have ended up differently. Trofimov tells her to look the dreadful truth straight in the eye because she â€Å"served [her] own destruction† (Sophocles l.1468. 20). And yet, despite the wisdom of our predecessors, do we not still find our vision obscured by a prideful stubbornness, our eyes sealed against the light of truth? Works Cited Chekhov, Anton. The Cherry Orchard. Four Plays. Trans. David Magarshack. New York: Hill & Wang, 1969. Eekman, Thomas A. Critical Essays on Anton Chekhov. Boston: G.K. Hall & Co., 1989. Sophocles. "Oedipus Rex." An Introduction to Literature, 11th ed.Eds. Sylvan Barnet, et al. New York: Longman, 1997.